How to Turn $450 a Month into $1 Million

If you started investing $448 a month at 30 years old, Yahoo Finance says that a reasonable 8% return would put your savings over the million dollar mark in 35 years. The problem, of course, is finding that extra $450. To help ferret out every quarter in your couch cushions, the article suggests seven different potential expenses that, with slight adjustments, could easily produce the extra cash you need to start down the road to a million. For example:

Save $28 Per Month on Health Care: The typical family spends $1,321 on out-of-pocket health expenses each year, says the U.S. Department of Health and Human Serv­ices. You can pay those costs with a flexible spending account, which lets you set aside pretax dollars.

By cutting $100 a month on food by brown-bagging it, $80 a month on entertainment by skipping one night out a month, and skimping on a few other expenses, the article makes a total of $451 materialize from thin air. Let's hear what cuts you make to ensure you're hitting your monthly savings marks—whether or not you plan on hitting a million—in the comments.

Turn $451 a Month Into a Million Bucks [Yahoo Finance]